In West Palm Beach, the process for claiming foreclosure surplus funds is consistent with the rest of Florida. Claims are filed through the Palm Beach County Circuit Court, and the same laws apply:
- The homeowner of record at the time of the foreclosure is typically entitled to the funds
- Claims must be filed within a certain period
- The court must approve all disbursements
If the homeowner has passed away, heirs may be eligible, but they’ll need to go through probate or file additional paperwork.
If your property was recently sold in a foreclosure auction in West Palm Beach, you may be entitled to collect foreclosure surplus funds—the leftover money after your lender has been paid in full. This process is governed by Florida law and administered through the Palm Beach County Circuit Court, consistent with procedures statewide.
Who Is Eligible?
Under Florida Statute §45.032, the homeowner of record at the time of the foreclosure sale is typically the party entitled to any surplus funds. These funds are not automatically disbursed—you must file a proper claim with the court to recover them.
In the event the homeowner has passed away, heirs may still be eligible to claim the funds. However, this requires additional legal steps, such as opening a probate estate or submitting affidavits, such as an Affidavit of Heirship, to establish rightful ownership.
Deadlines Matter
There are strict deadlines for filing claims. If no claim is filed within the statutory period (typically 1 year from the sale date), the funds may be considered unclaimed and transferred to the Florida Bureau of Unclaimed Property, where recovery becomes more difficult.
Court Approval Required
All claims must be approved by a judge before surplus funds are released. This includes validating ownership, reviewing creditor claims, and resolving any disputes among interested parties. Filing incorrect or incomplete documentation may result in delays or denial of your claim.
Helpful Resources from The Foreclosure Focus
To support you through every step of the process, we’ve created guides and tools tailored for Palm Beach County residents:
- 📘 What Are Surplus Funds After Foreclosure?
- 🧾 How to File a Claim for Surplus Funds in Florida
- 🏛️ Understanding the Palm Beach County Surplus Recovery Process
- 📜 Probate and Heirship for Surplus Claims
- 🔍 Florida Surplus Funds FAQ
- 👪 Heirs’ Rights to Foreclosure Surplus
- 📂 West Palm Beach Court Filing Guide
- 🛡️ How to Protect Your Surplus Claim From Scams
If you’re unsure where to begin or have questions about your specific case, The Foreclosure Focus offers support and insight tailored to your situation. Our legal partners and surplus fund specialists can guide you from claim to check.
📞 Contact us today or call (561) 941-4853 to learn more about your rights and next steps.
📞 Contact & Business Information
Phone: (561) 941-4853
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Secondary Address: 515 N Flagler Dr, West Palm Beach, FL 33401
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📘 About Us
At The Foreclosure Focus, we specialize in crafting high-impact press releases and media content centered around foreclosure trends, surplus fund recovery, real estate litigation, and housing market developments. We are also listed across dozens of local and national business directories to improve accessibility and trust.
Your Source for Foreclosure News, Surplus Fund Recovery, and Real Estate Justice.
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