Naples, FL – April 2025
Recent analysis shows Florida’s unclaimed foreclosure surplus fund total has crossed $60 million statewide, with many counties holding hundreds of thousands in funds awaiting rightful owners. This happens when foreclosed properties sell for more than the total debt — and no one steps forward to claim the extra proceeds.
“The money doesn’t go to the bank,” explains surplus recovery expert Tara Neal. “It’s held by the court and legally belongs to the former owner or their heirs — but there’s a deadline.”
Surplus funds must be claimed through legal channels, often with supporting documentation and court filings.
