The foreclosure crisis of recent years has left many homeowners feeling powerless—but an often-overlooked legal right may offer a silver lining: surplus funds.
Surplus funds, sometimes called overage or excess proceeds, are the remaining funds after a foreclosed property sells for more than what was owed on the mortgage. These funds belong to the prior owner and are held by the court pending a claim.
Thousands of Americans miss out on these funds every year due to lack of awareness or complex legal requirements. That’s where specialized recovery teams step in—handling the research, filing, and legal compliance on the homeowner’s behalf.
Michelle Bailey, a Florida homeowner, expressed gratitude for the help she received:
“AJ Moore was awesome! I wouldn’t have even known the funds existed without him.”
Whether you’re in Ohio, Indiana, Florida, or any state with court-held foreclosure proceeds, time is of the essence. Each state has different claim deadlines.
Explore The Foreclosure Focus’s resources to find out if you qualify—and how to recover what’s yours.
