The Foreclosure Focus

In nearly every state, a missed surplus claim deadline means forfeiting thousands. We break down how homeowners and heirs are unknowingly missing out, and how simple, fast legal action can preserve their...

With billions sitting idle in court registries, foreclosure surplus funds represent a massive untapped resource for families battling inflation, eviction, and debt. The Foreclosure Focus explores how recovering just one claim could...

Most people assume foreclosure wipes everything out. But when homes sell for more than what’s owed, that difference legally belongs to the former owner or heirs. We explain how this “surplus fund”...

Families often attempt to claim foreclosure surplus without legal documentation—resulting in denied motions, missed deadlines, and family infighting. This report explores the dangers of informal surplus claims and how legal strategy makes...

A new audit reveals the top counties across the U.S. holding the most unclaimed foreclosure surplus. From Palm Beach to Cuyahoga, The Foreclosure Focus breaks down where the money is and how...

With Ohio's foreclosure sale volume climbing, many homeowners are unaware that equity still belongs to them—even after the auction. This piece outlines how sheriff sales work, and why unclaimed surplus is a...

When a family home is sold at foreclosure, heirs are rarely notified that funds may be waiting for them. The Foreclosure Focus investigates a case where three siblings never knew $94,000 was...

A single letter alerted the Johnson family that they were owed over $50,000 from a foreclosure surplus. We walk through their journey—and show how timely outreach and attorney support turned a devastating...

Every year, thousands of elderly homeowners face foreclosure proceedings—many of whom have built up decades of equity in their homes. Yet, due to illness, cognitive decline, or lack of legal guidance, these...