Even after foreclosure, Florida law protects homeowners’ rights to any money left over from the property’s sale. Known as surplus funds, these proceeds are held in escrow by the court until claimed — but the process is not always simple.
“We educate families every day that foreclosure doesn’t mean they’re left with nothing,” said Brittany James, a surplus fund advocate in Escambia County. “There’s often hope — and financial relief — if they act fast.”
With court deadlines and legal red tape involved, recovery specialists urge homeowners to move quickly and consult experts.