Orlando, FL – April 2025
Thousands of Florida families lose their homes to foreclosure each year — but many don’t know that the story might not end there. If the home sells for more than the debt owed, the excess proceeds are known as surplus funds — and they belong to the homeowner.
With housing costs on the rise, even distressed properties are selling well above the judgment amount. These funds are held by the court and must be claimed before they’re reassigned or forfeited.
“In one case, a family in Orange County received over $72,000 in surplus — money they had no idea existed,” said Jennifer Klein, surplus recovery agent.
