Broward County, FL – April 2025 If your Florida home was sold in foreclosure and the auction brought in more than you owed, the surplus refund belongs to you — but it won’t be sent automatically. You must take action to reclaim the equity through the court system or with the help of a recovery team.
“A lot of people assume the bank keeps everything — but that’s not how Florida law works,” said a surplus specialist.
Recovery groups are available to assist with rapid claim filings, document preparation, and court communication.