Outdated technology and manual court processes are stalling surplus claims across dozens of counties. The Foreclosure Focus investigates the bottlenecks...

Surplus funds are often treated as simple post-sale leftovers—but when the original owner passes away, the process becomes a legal...

When a Broward County property sold at auction, the original owner assumed all was lost. In reality, over $80,000 remained...

Foreclosure may satisfy a mortgage debt — but when homes sell for more than what’s owed, banks have no obligation...

Many states impose strict deadlines for filing a claim after foreclosure — some as short as 60 days. Missing this...

The loss of a loved one is devastating — but the legal consequences can be even more complex if foreclosure...

A growing number of third-party “fund finders” are crowding the surplus space, but not all are playing fair. We examine...

Each year, millions in post-foreclosure proceeds go unclaimed. But what happens to that money? The Foreclosure Focus examines the “final...

Many courts across Florida, Ohio, and Indiana are overwhelmed, leading to major delays in surplus disbursements. Families in urgent need...

At The Foreclosure Focus, we’ve analyzed hundreds of inquiries from affected homeowners and heirs. One theme stands out: nobody told...