When foreclosure auctions result in high bids, the extra money doesn’t go to the bank — it goes to the homeowner. But in many cases, former owners never see a dime. Known as surplus funds, this money is held in trust by the court until a proper claim is filed. Real estate attorneys say this is a critical and often-missed opportunity for financial recovery.
Surplus Funds From Foreclosure: Legal Experts Urge Claimants to Act Fast
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