There is no national standard for how long a homeowner has to claim surplus funds after a foreclosure sale. While some states allow up to a year or longer, others cut off access in less than 90 days. This inconsistent landscape causes confusion and missed claims.
The Foreclosure Focus has published a state-by-state deadline guide to help families know their rights. The press release shares highlights from that report, and urges legislators to consider enacting uniform minimum claim periods nationwide.