When Johnetta Wills’ brother lost his home in a sheriff sale, she thought the story ended there. But she soon learned that surplus funds—leftover money from the auction—might still be available to help.
Thanks to guidance from a dedicated surplus fund recovery professional, Johnetta’s family was able to navigate the court process and recover funds that would’ve otherwise gone unclaimed.
“AJ Moore and his company were of tremendous help,” Johnetta said. “They were compassionate, respectful, and guided us every step of the way.”
Surplus funds, also known as excess proceeds, occur when the foreclosure auction yields more than what is owed to the lender and other lienholders. These funds belong to the homeowner—or, in many cases, their heirs.
With foreclosure rates rising again in 2025, surplus fund awareness is more important than ever.
The Foreclosure Focus offers a growing hub of articles and state-by-state guides to educate families about their rights, eligibility, and how to begin a claim. The goal is to ensure no rightful funds are left behind.
