NEW YORK, NY – April 2025 — The Federal Reserve has maintained its benchmark rate at 4.25–4.5%, citing the need to balance inflation control with economic stability. While inflation is down from earlier highs, the central bank remains cautious in the face of weak global growth projections and trade-related shocks.
Real estate investors and prospective homebuyers are in a holding pattern, awaiting signs of future rate cuts that could make borrowing more attractive.
“This prolonged rate plateau could mean a slower housing market in Q2 and Q3,” according to a recent analysis by The Foreclosure Focus. “But for savvy buyers, price softening and motivated sellers may open unique opportunities.”