FOR IMMEDIATE RELEASE
When Can a Foreclosure Start Before 120 Days?
The Foreclosure Focus Clarifies Exceptions to Dodd-Frank’s Rule
West Palm Beach, FL – The foreclosure surplus recovery experts at The Foreclosure Focus are answering a growing question from homeowners: Are there exceptions to the 120-day foreclosure rule?
Yes—the 120-day rule under the Dodd-Frank Act protects most homeowners from foreclosure action until they are 120 days past due, but certain exceptions exist. These include:
- Vacant or abandoned homes
- Commercial or investment properties
- Loans not covered under the Real Estate Settlement Procedures Act (RESPA)
In these cases, lenders can act earlier. Homeowners must be proactive in confirming their status and protections.
Learn more or request a free foreclosure review at:
🔗 https://www.theforeclosurefocus.com
