Orlando, FL – April 2025
Florida’s foreclosure wave is no longer confined to low-income areas — middle-class neighborhoods are now reporting increased default filings, especially among homeowners with second mortgages or adjustable-rate loans.
“These are hardworking families who were fine at 3% — now they’re drowning at 7.5%,” said a Central Florida housing counselor.
The trend is expected to continue through summer as forbearance extensions expire.
