Orlando, FL – April 2025
Recent data shows that Florida courts are still holding millions of dollars in surplus funds left over from foreclosure sales. These funds belong to the former property owner — but most remain unclaimed due to lack of awareness.
“If your home was foreclosed and sold for more than what was owed, that extra money is yours to claim,” said a court liaison.
Equity recovery advocates are encouraging homeowners and heirs to run surplus checks before deadlines pass.
What Are Surplus Funds? Florida Homeowners May Be Owed Thousands After Foreclosure
Tampa, FL – April 2025
Many Floridians don’t realize that if their home was sold at auction for more than the debt owed, the leftover amount — called surplus funds — can be claimed as a refund. But the process isn’t automatic.
“This money doesn’t go to the bank — it’s legally yours. But you have to ask for it,” said a foreclosure specialist.
Free surplus fund lookups are now available through local legal aid groups and recovery teams.
Homeowners Encouraged to File for Surplus Funds Within Statutory Deadlines
Jacksonville, FL – April 2025
Former homeowners across Florida are being urged to file for surplus funds before their claim period expires. In many cases, if no claim is filed, funds may be turned over to creditors or escheated to the state.
“You earned that equity — and if you don’t claim it, someone else will,” said a legal support advisor.
Claim deadlines typically range from 60 days to one year after the foreclosure sale, depending on the case.
Florida Families Recovering Life-Changing Refunds Through Surplus Fund Claims
Miami, FL – April 2025
Equity recovery groups across Florida are helping families file claims for surplus funds — with many receiving refunds between $10,000 and $100,000. These funds come from foreclosure sales that brought in more than the debt owed.
“Most people don’t expect anything back after foreclosure — until they realize they’re entitled to a refund,” said a claims advocate.
Surplus funds are available for both primary owners and legal heirs.
Surplus Fund Claims Do Not Require a Lawyer — But Must Be Filed Correctly
St. Petersburg, FL – April 2025
Filing a claim for surplus funds in Florida can be done without hiring an attorney — but the process must follow strict legal guidelines. Incorrect or incomplete filings may result in delays or denials.
“You don’t need a lawyer — but you do need accuracy,” said a recovery team lead.
Certified claim specialists are now offering free consultations and guided filing support.
